The term “investments” covers so many different areas, but if any of the following comments ring true please consider speaking with Dave Gilbertson, who we have appointed as our preferred Financial Adviser. Dave has a tremendous amount of experience and will be happy to hear from you if you have any questions.

  • Are your investments held in the most tax efficient place?
  • Are you making use of your tax efficient annual allowances?
  • Do you actually understand where your money is invested?
  • Do you appreciate how much risk you are taking?
  • Has anybody ever reviewed your investments?
  • How are your investments performing?

I prefer my money being in the bank – this can actually be dangerous in periods of high inflation because your money could actually lose value.

Do you pay higher rate tax? If you are married it may be sensible to assign your investments to your spouse if they pay basic or no tax.